Solutions · Wealth advisory, on-prem or private cloud
Personal Wealth Agents, on-prem or in your private cloud.
A reference scenario showing how FinAI OS can run personal wealth agents inside your institution’s own environment. Your compliance team sets the review rules, and licensed advisors review advice before it reaches a client.
- Runs on-prem or in your private cloud
- Uses institutional client and portfolio context
- Licensed advisors review advice and actions
Moments of truth
Present for the moments that decide the relationship
Clients rarely leave over returns. They leave when nobody showed up at a moment that mattered. The agent watches for those moments and knows where its role stops and the advisor’s begins.
The solution shows up at decisive moments in the client lifecycle: onboarding, major life events, market stress, and rebalancing. Agents offer contextual guidance and escalate to the licensed advisor desk when licensed judgement is required.
Client side · Licensed advisor side
The agent proposes. Your advisor decides.
The same market drawdown, seen from both ends. The client gets a calm, grounded answer in seconds; the licensed advisor gets a reviewable proposal with its rationale, sources and checks attached.
What the client sees
Client appMarkets fell sharply this week. I wanted to check in before you see the headlines.
I understand the instinct. Your plan was built for drops like this: your equity share has fallen below its target band, which usually means buying, not selling.
I’ve drafted a small rebalance for Maya to review. Nothing trades until she approves.
No forecasts, no product pitches. The agent explains the plan the client already agreed to.
What the licensed advisor sees
Review queue| Action | Holding | Amount | After |
|---|---|---|---|
| Sell | Core bond fund | $21,000 | 34% |
| Buy | Global equity index | $21,000 | 59% |
Equity has drifted outside the IPS band after the drawdown. Rebalancing restores the agreed risk level. The client asked about moving to cash; the agent explained the plan and did not act.
- IPS §3.2Rebalancing bands · FinLore
- House viewQ4 2026 allocation · FinLore
- ProfileBalanced, updated 2026-03
- Your rulesSuitability ✓ · Concentration ✓ · Cost ✓
Approve, amend or reject. Every outcome goes back to the client through the agent, in the advisor’s words. Illustrative · sample data.
Personal Wealth Agents is a reference scenario built on FinAI OS and shown for technology evaluation. FinoGeeks supplies technology to financial institutions and does not offer financial products or services, including investment advice, to the public. Institutions that deploy it are responsible for their own licensing, suitability assessment, supervision and compliance with applicable regulation.
KYC & fiduciary by design
Supervision and review, inside your environment
Every conversation and advice step leaves an audit trail inside your own environment. Personalized advice and higher-risk cases go to a licensed advisor before the client sees them, and your compliance team sets the review rules.
KYC is not the end of a form—it is a living client profile. Agents collect facts in conversation and structure them into the file. Suitability is judged by your own models and rules engines, and a recommendation goes to a licensed advisor before the client sees it.
How it’s built
FinAI OS, configured for one advisor
The solution is the FinAI OS stack configured for wealth. Each layer can be adopted on its own; together they give platform teams something they can operate and supervise.
Deployment with FDE
Start with one desk, not the whole book
Forward Deployed Engineers work inside your environment alongside your advisors, compliance and platform teams. Scope widens only once each stage has earned it.
A typical path starts with a single advisory desk pilot: bounded client segment, clear exit criteria, and compliance sign-off. FDE works alongside your platform, compliance, and business teams, expanding only after each gate.
For risk, compliance & technology
Questions a CRO or CCO will ask
Short answers. The detail depends on your jurisdiction, licences and policies, and we work through it with your teams during an FDE engagement.
Brief answers to questions institutions often ask. Implementation depends on licence, jurisdiction, and internal policy; detailed design is worked through with your risk and compliance teams during FDE assessment.
Next step
Evaluate Personal Wealth Agents in your own environment.
Talk with a Forward Deployed Engineer about a pilot on one advisory desk.